Pennsylvania Auto Insurance
Frischman & Rizza, P.C.
The other mandatory coverage, known as “First Party Benefits,” provides medical insurance benefits for the named insured and family members on an automobile insurance policy for injuries sustained in a car crash. Unlike “Third Party Benefits,” “First Party Benefits” are not fault based. A named insured and/or family members are eligible for these benefits even if they caused the crash.
Additional Medical Benefits
- Medical benefits that provide coverage for all reasonable and necessary medical treatment up to $100,000.
- Extraordinary medical benefits which provide coverage from $100,000 to $1,000,000.
Income Loss Benefits – These benefits usually have a 5 day waiting period. If a crash victim misses work for longer than 5 days, income loss benefits under his or her insurance policy will provide lost income compensation in the amount of 80 percent of the injured victim’s gross income, up to a maximum of $2,500 per month.
Accidental Death Benefits – In the event of a traffic related fatality, these benefits will pay the deceased person’s Estate up to $25,000.
Funeral Benefits – Similar to accidental death benefits, in the event of a traffic related fatality, the deceased person’s Estate will receive funeral benefits up to $2,500.
There is no question that uninsured motorist coverage and underinsured motorist coverage benefits, which are described below, are the best ways for a Pennsylvania resident to make sure they have sufficient insurance coverage to compensate them for injuries and other losses resulting from a car crash.
It is for this reason that underinsured (and also uninsured) motorist benefits are two of the most important optional coverages an insured driver can purchase to make sure they have adequate insurance coverage to compensate them for injuries suffered in a car crash.
In Western PA Since 1992
The outcome of an individual case depends solely on the particulars of that case.
Multiple Orthopedic Injuries
Facial Trauma and Head Injuries
Bicycle Accident With Multiple Fractures
MVA With Extensive Facial Injuries
Death Caused By Drunk Driver