Truck accidents can be devastating, often resulting in severe injuries, extensive property damage, and financial hardship. Due to the size and weight of commercial trucks, these collisions tend to be more complex than standard car accidents. Knowing the critical steps to take after a truck accident can help victims protect their rights and pursue the compensation they deserve.

This guide outlines the necessary actions to follow after a truck accident in Pennsylvania, ensuring that victims safeguard their legal interests while prioritizing their health and financial recovery.

Prioritize Safety and Seek Medical Attention

The moments following a truck accident can be chaotic. Ensuring safety should be the top priority. If possible, move to a safe location away from oncoming traffic. However, if injuries are severe, remain still and wait for emergency responders.

Why Immediate Medical Attention is Essential

Some injuries, such as internal bleeding or concussions, may not show symptoms right away.

Seeking medical care creates documentation that can support an injury claim.

Delaying treatment can weaken a legal case by allowing insurance companies to argue that injuries were not serious.

Even if injuries seem minor, a thorough medical evaluation is crucial for both health and legal protection.

Contact Law Enforcement

Pennsylvania law requires reporting any accident involving injuries, fatalities, or significant property damage. Calling 911 ensures that law enforcement arrives to assess the scene and create an official police report.

Why a Police Report is Critical

It provides an objective record of the accident, including statements from drivers and witnesses.

It documents weather conditions, road hazards, and other crucial details.

Insurance companies and legal teams rely on police reports as key evidence in claims.

Before leaving the scene, obtain the officer’s name, badge number, and report number for future reference.

Gather Evidence at the Scene

If physically able, collecting evidence can strengthen a legal claim. Key details captured at the scene can help establish liability.

Important Evidence to Collect

Photos and Videos – Capture images of vehicle damage, skid marks, road conditions, and traffic signs.

Truck and Driver Information – Obtain the truck driver’s name, employer, insurance details, and vehicle identification number.

Witness Statements – Collect contact information from any bystanders who witnessed the accident.

Commercial trucking companies and their insurers often conduct their own investigations quickly. Preserving independent evidence can help counter any conflicting reports.

Avoid Admitting Fault or Discussing the Case

Following an accident, emotions can run high, and it may feel natural to apologize or discuss the incident. However, statements made at the scene can be used against a victim in a legal claim.

What to Avoid Saying

Do not admit fault or speculate on what caused the accident.

Refrain from making statements to the trucking company’s insurance representatives without legal guidance.

Do not sign any documents or accept early settlement offers before consulting an attorney.

Trucking companies and their insurers often attempt to minimize payouts. Remaining cautious in discussions can prevent misinterpretation of statements.

Notify Insurance but Proceed with Caution

Pennsylvania follows a choice no-fault insurance system, meaning that accident victims may need to file claims through their own insurance policies first. However, in cases involving serious injuries, victims may pursue compensation from the at-fault party’s insurance.

Steps When Contacting Insurance

Provide only basic details about the accident.

Avoid giving recorded statements without legal representation.

Be wary of early settlement offers, as they may not cover long-term medical expenses and lost wages.

Insurance adjusters prioritize minimizing payouts, making it crucial to consult a legal professional before engaging in settlement discussions.

Consult an Experienced Truck Accident Attorney

Truck accident claims are significantly more complex than standard car accident cases due to multiple liable parties, such as the truck driver, trucking company, or even vehicle manufacturers.

How an Attorney Can Help

Conduct a thorough investigation to determine liability.

Gather medical records, accident reports, and expert testimony to build a strong case.

Negotiate with insurance companies to secure maximum compensation.

Represent victims in court if a fair settlement is not offered.

Legal deadlines, known as the statute of limitations, apply to truck accident claims in Pennsylvania. Acting quickly ensures compliance with these deadlines and preserves crucial evidence.

After a truck accident, securing legal representation can make all the difference in obtaining fair compensation. Frischman & Rizza has extensive experience handling truck accident claims, ensuring that victims receive the justice and financial recovery they deserve.

For a free consultation, contact Frischman & Rizza in Pittsburgh, PA, at 412-274-0134 today. Protect your rights and take the first step toward rebuilding after a serious accident.