Filing a car accident claim in Pennsylvania can be a complex process, and even small mistakes can jeopardize your ability to receive fair compensation. Being aware of the common pitfalls can help protect your rights and maximize the outcome of your claim.

Failing to Seek Prompt Medical Attention

Delaying medical attention after an accident not only risks your health but also weakens your claim. Insurance companies may argue that injuries were not severe or were unrelated to the accident. Always get evaluated by a medical professional, even if injuries are not immediately apparent. Keep thorough records of all treatments, follow-up appointments, and any prescribed medications, as these documents will be vital in supporting your claim.

Not Reporting the Accident in a Timely Manner

Pennsylvania law requires you to report accidents promptly. Failing to notify the police and your insurance company can lead to complications and may diminish your chances of securing compensation. Reporting the accident ensures that an official record is created, which is crucial for establishing facts. When speaking to your insurer, stick to factual statements and avoid speculating about fault or liability.

Admitting Fault

Avoid statements at the accident scene or during discussions with insurers that could be interpreted as admitting fault. Fault determination is a complex process that involves evaluating evidence, police reports, and witness testimony. Let the professionals assess the situation to avoid inadvertently damaging your case.

Overlooking Evidence Collection

Evidence is critical to proving your claim. Take photographs of the accident scene, vehicle damage, and visible injuries. Gather witness contact information and request a copy of the police report. Document road conditions, weather, and any traffic signals or signs that may have contributed to the accident. Detailed evidence can be pivotal in supporting your version of events.

Accepting a Quick Settlement Offer

Insurance companies often aim to settle claims quickly and for the lowest amount possible. Accepting the first offer may leave you undercompensated for medical bills, lost wages, and other damages. Before agreeing to any settlement, consider consulting with a professional who can accurately estimate the full extent of your losses, including future medical expenses and non-economic damages like pain and suffering.

Not Consulting an Experienced Attorney

Car accident claims can be complex, especially when dealing with insurance companies and determining fault. An experienced attorney can:

Handle communications with insurers, ensuring your statements are not used against you.

Conduct a thorough investigation to identify all liable parties.

Calculate fair compensation that accounts for both economic and non-economic damages.

Represent your interests in negotiations or, if necessary, in court.

Legal representation can make a significant difference in the outcome of your claim, especially in cases involving multiple vehicles, severe injuries, or disputes over liability.

Understanding Pennsylvania’s Comparative Negligence Law

Pennsylvania follows a comparative negligence system, which means that your compensation may be reduced by your percentage of fault in the accident. If you are found to be more than 50% at fault, you may be barred from recovering any damages. This makes it even more critical to build a strong case supported by evidence and expert representation.

Take the Right Steps to Secure Fair Compensation

Avoiding these common mistakes is crucial for a successful car accident claim. For personalized guidance and expert legal representation, contact Frischman & Rizza in Pittsburgh. Their experienced attorneys are dedicated to protecting your rights and helping you secure the compensation you deserve. Schedule a consultation today and take the first step toward justice.