Why Truck Accident Claims Are More Complex Than Car Accidents

Allexa Callaway • February 15, 2025
18 wheeler truck in cargo loading station with thousands of cargo containers on its right and left.

Truck accidents can cause devastating injuries and significant property damage. Unlike standard car accidents, claims involving commercial trucks present unique challenges that require specialized knowledge to navigate effectively. Understanding these complexities is essential to securing fair compensation.


Key Differences Between Truck and Car Accident Claims

Severity of Injuries and Damages

Truck accidents often result in catastrophic injuries due to the size and weight of commercial vehicles.

Victims may face long-term medical care, rehabilitation, or permanent disabilities, increasing the overall compensation needed.


Multiple Liable Parties

In car accidents, liability usually involves one or more drivers. In truck accidents, multiple parties could be responsible, including:

The truck driver

The trucking company

Vehicle manufacturers or maintenance providers

Cargo loaders

Determining liability often requires thorough investigation and expertise.


Federal Regulations

The trucking industry is heavily regulated by federal laws, such as the Federal Motor Carrier Safety Administration (FMCSA) rules.

Violations, such as exceeding driving hour limits or improper vehicle maintenance, can contribute to accidents and complicate claims.


Complex Insurance Policies

Trucking companies often carry high-limit insurance policies, and their insurers vigorously defend claims to minimize payouts.

Navigating these policies and negotiating fair settlements requires specialized legal expertise.


Steps to Take After a Truck Accident

Seek Medical Attention

Prioritize health and document injuries as soon as possible.


Document the Scene

Take photos, gather witness information, and ensure a police report is filed.


Avoid Direct Communication with Insurers

Do not provide statements to trucking company insurers without legal guidance.


Consult an Experienced Truck Accident Attorney

Legal representation ensures proper evidence collection, liability assessment, and protection from aggressive insurance tactics.


Why Legal Representation Matters

The complexities of truck accident claims make experienced legal representation essential. A skilled attorney can:

Investigate the accident thoroughly, including obtaining electronic logging device (ELD) data and maintenance records.

Identify all liable parties and hold them accountable.

Negotiate with insurance companies to secure maximum compensation for medical expenses, lost wages, and other damages.


Take the First Step Toward Justice

Truck accident claims require a detailed and strategic approach. Frischman & Rizza’s experienced attorneys in Pittsburgh understand the intricacies of these cases and are committed to protecting victims’ rights. Contact them today for a consultation and get the skilled representation needed to pursue the compensation you deserve.


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