Why Truck Accident Claims Are More Complex Than Car Accidents

Truck accidents can cause devastating injuries and significant property damage. Unlike standard car accidents, claims involving commercial trucks present unique challenges that require specialized knowledge to navigate effectively. Understanding these complexities is essential to securing fair compensation.
Key Differences Between Truck and Car Accident Claims
Severity of Injuries and Damages
Truck accidents often result in catastrophic injuries due to the size and weight of commercial vehicles.
Victims may face long-term medical care, rehabilitation, or permanent disabilities, increasing the overall compensation needed.
Multiple Liable Parties
In car accidents, liability usually involves one or more drivers. In truck accidents, multiple parties could be responsible, including:
The truck driver
The trucking company
Vehicle manufacturers or maintenance providers
Cargo loaders
Determining liability often requires thorough investigation and expertise.
Federal Regulations
The trucking industry is heavily regulated by federal laws, such as the Federal Motor Carrier Safety Administration (FMCSA) rules.
Violations, such as exceeding driving hour limits or improper vehicle maintenance, can contribute to accidents and complicate claims.
Complex Insurance Policies
Trucking companies often carry high-limit insurance policies, and their insurers vigorously defend claims to minimize payouts.
Navigating these policies and negotiating fair settlements requires specialized legal expertise.
Steps to Take After a Truck Accident
Seek Medical Attention
Prioritize health and document injuries as soon as possible.
Document the Scene
Take photos, gather witness information, and ensure a police report is filed.
Avoid Direct Communication with Insurers
Do not provide statements to trucking company insurers without legal guidance.
Consult an Experienced Truck Accident Attorney
Legal representation ensures proper evidence collection, liability assessment, and protection from aggressive insurance tactics.
Why Legal Representation Matters
The complexities of truck accident claims make experienced legal representation essential. A skilled attorney can:
Investigate the accident thoroughly, including obtaining electronic logging device (ELD) data and maintenance records.
Identify all liable parties and hold them accountable.
Negotiate with insurance companies to secure maximum compensation for medical expenses, lost wages, and other damages.
Take the First Step Toward Justice
Truck accident claims require a detailed and strategic approach. Frischman & Rizza’s experienced attorneys in Pittsburgh understand the intricacies of these cases and are committed to protecting victims’ rights. Contact them today for a consultation and get the skilled representation needed to pursue the compensation you deserve.